Security Advisory: Various Charles Schwab online trading problems
*Date 4 December 2000
*Author Jeffrey W. Baker, email email@example.com
This security advisory is Copyright 2000 by Jeffrey William Baker (firstname.lastname@example.org
). The advisory may be distributed in whole or in part without modification.
Charles Schwab operates an online securities trading service. On 25 August 2000 I discovered three security problems with this service. Between 25 August and 28 August 2000, I had discussions with Schwab staff, but with no result. As of the time of this writing, the flaws still exist and I have no reason to believe that they are in the process of being fixed.
Through cross-site scripting, an attacker can gain control of the account of a Charles Schwab customer who uses the online trading service. The attacker can choose to either gain interactive use of the service, or to cause the account holder to perform inadvertent unwanted actions on the attacker's behalf.
Additionally, it may be possible to predict a user's login cookie.
There are other locations on the site which exhibit the cross-site scripting problem. For example, the forms at https://investing.schwab.com/trading/quotexec/
Typically, the attacker would need to exploit this problem by causing a Schwab user to make an HTTP request while logged on to the Schwab service. The likely vector for such an attack would be a link or image embedded in an email or a message on a stock trading bulletin board. Heavy users of the service are the most vulnerable.
While I investigated these problems, I noted that the Schwab login cookie only varied in the first five character positions at each login. The first character was always a hex digit, and the other four were in the range [0-9A-Z]. I did not attempt a cryptanalysis, but I have a moderate suspicion that it may be possible to predict the login cookie with reasonable success.
This bug affects potentially all Schwab users. To defend against this attack, the user should:
2) not visit any other web sites, read email, or use bulletin boards while using the Schwab web site.
3) always log off of the Schwab web site when done using it.
4) always close and restart the browser before and after using the Schwab web site.
Schwab should examine their programs to ensure proper input validation. Their system should use a form key to ensure that form input comes from the authenticated user interactively.
As an organization, Schwab should strive to fix problems when given five-month advance notice. They should raise their ethical standards to alert their paying customers whenever a system vulnerability is reported.
 CERT(r) Advisory CA-2000-02 Malicious HTML Tags Embedded in Client Web Requests. http://www.cert.org/advisories/CA-2000-02.html